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Life Protector Plan

Welcome to the Life Protector Plan from Global Benefits Europe B.V



Welcome to the Life Protector Plan Yacht Crew Benefits from Global Benefits Europe B.V Our pioneering online life cover lets you choose the benefit you require to suit your needs, offering top quality life insurance at an affordable price with little or no underwriting.

Personal Accident (Accidental Death & Dismemberment)

This cover offers the insured or the beneficiary a lump sum payment upon death or dismemberment (loss of limbs and/or eyesight). The cover offered is a minimum of 2 x salary up to 5 x salary subject to a maximum of $500,000 or the GB £/€ equivalent
Plus: 75 % of annual salary in the event that an Insured Person becomes totally disabled as a result bodily injury or debility , a weekly income benefit will become payable in arrears after a waiting period of 14 days, until the earlier of 24 months continuous disability, recovery, death or attainment of retirement age..
To view the terms and conditions please click here
For a quote please click here

Life Insurance

This cover pays the beneficiary of the insured a lump sum payment in the event of death by any cause. The cover offered is 3 x salary up to a maximum of $400,000 or the GB£/€ equivalent. To view the terms and conditions please click here
To obtain a quote, please click here

Accident & Sickness Short Term Disability

This cover offers 75 % of annual salary up to a maximum benefit of $80,000 per annum or the GB£/€ equivalent in the event that an Insured Person becomes totally unable to perform the essential duties of their own occupation as a result bodily injury or debility by accident or sickness, a monthly income benefit will become payable in arrears after a waiting period of 14 days after accident or 4 weeks after sickness, until the earlier of 24 months continuous disability, recovery, death or attainment of retirement age.

To view the terms and conditions please click here
To obtain a quote, please click here

MLC Sickness and Accident Benefit

For Owners applying on behalf of their crew: This cover offers 100% of annual salary up to a maximum benefit of $80,000 per annum or the GB£/€ equivalent in the event that an Insured Person becomes totally unable to perform the essential duties of their own occupation as a result bodily injury or debility by accident or sickness, a monthly income benefit will become payable in arrears after a waiting period of 14 days after accident or sickness until the earlier of 18 weeks continuous disability, recovery, death or attainment of retirement age, the waiting period is the length of time that you are sick for BEFORE you become eligible for a benefit payment, once this period is complete you will receive your benefit.

For Crewmembers applying for an extension of an existing policy: This cover offers 75% of annual salary up to a maximum benefit of $80,000 per annum or the GB£/€ equivalent in the event that an Insured Person becomes totally unable to perform the essential duties of their own occupation as a result bodily injury or debility by accident or sickness, a monthly income benefit will become payable in arrears after a waiting period of 18 weeks after accident or sickness until the earlier of 24 months continuous disability, recovery, death or attainment of retirement age, the waiting period is the length of time that you are sick for BEFORE you become eligible for a benefit payment, once this period is complete you will receive your benefit.

To view the terms and conditions please click here
To obtain a quote, please click here
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