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This cover offers 75 % of annual salary up to a maximum benefit of $80,000 per annum or the GB£/ € equivalent in the event that an Insured Person becomes totally unable to perform the essential duties of their own occupation as a result bodily injury or debility by accident or sickness, a monthly income benefit will become payable in arrears after a waiting period of 14 days after accident and 4 or 9 weeks after sickness, until the earlier of 24 months continuous disability, recovery, death or attainment of retirement age.
Note: You will be required to select the waiting period for the sickness cover, the waiting period is the length of time that you are sick for BEFORE you become eligible for a benefit payment, once this period is complete you will receive your benefit.
This cover offers a combination of the insurance as explained above, giving you complete cover for Life and Accident/Sickness Disability
If you have any queries or require any assistance please do contact us and we will be happy to assist you.